Five Things About Insurance

Someone once told me that there are no needs in this world only wants and to be honest when I first heard this I dismissed it as a load of. A few years on and this phrase is still rolling around in my head and I seem to be applying this more and more, sometimes […]

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Professional Indemnity

Out of all the Insurances that I deal with, Professional Indemnity is one of those that a lot of people look at and go… naa. And to be honest I can see why, the sole one man bands are always looking at costs, I can’t blame them I think I would be in the same […]

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Employers Liability

Hello fellow readers, I’m back again. Isn’t it amazing how many times you can sit there and work out everything and yet after 2 hours, when you finally have time to actually work it out, you’ve forgotten it. Okay… So I suppose amazing might not be the right word… let’s go for annoying. Anyhow, I […]

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Public Liability Insurance

After writing about Efficacy Liability, it got me wondering if people out there actually knew what it was they were buying and were companies and individuals actually getting the best from their provider. I have been in this trade a long time…. more than even I am prepared to admit and this industry can change […]

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Efficacy Insurance

This is mainly to all those who deal in the Industry of Sprinkler and Fire Installation, Design and Maintenance. Efficacy Insurance is one of those questions that I get asked almost every time along with do I really do require it. My simple answer is Yes, this really is one of the most important covers as […]

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Insurance Premium Tax

As we all know, Insurance Premium Tax or IPT as we have come to know it, has been in force since 1994. Since then we have had several increases to this Tax and the last increase took place in January 2011 to bring our IPT from 5% to 6%. In the summer budget, the government […]

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